How does central bank language affect depositors' behaviour in Europe? Textual sentiment derived from ECB president speeches can serve as a valuable qualitative disclosure for depositors to evaluate risks.
Apostolos G. Katsafados
Dr. Apostolos G. Katsafados studied at the Athens University of Economics and Business (AUEB), earning a B.Sc. in Economics, an M.Sc. in Applied Economics and Finance, and a Ph.D. in Textual Analysis in Finance. Currently, he is a Research Economist at the Central Bank of Greece (Statistics Division), where he co-created the formal statistical model of credit evaluation for Greece (Greek ICAS), approved by the ECB. He is also an Adjunct Lecturer at AUEB, teaching Introduction to Economics and Investment Evaluation at the undergraduate level. His research interests include Textual Analysis, Corporate Finance, and Machine Learning, and he has published extensively in international academic journals, including Finance Research Letters, Manchester School, and Journal of Financial Data Science.